Critical Illness

Optional Critical Illness Insurance

Critical illness insurance pays a $100,000 benefit in the event of the diagnosis (and survival for 30 days) of a covered critical illness condition.

You may use the benefit however you choose. It is often used to cover lost income as the insured and their spouse take unpaid time off work during the treatment and recovery period.

	Critical Illness
Premiums	Guaranteed level for 10 years. Guaranteed renewable to age 85.
Coverage	Gtd level for duration of policy.
Primary Coverage	Heart Attack Cancer Stroke Alzheimer’s Disease Aortic Surgery Aplastic Anemi Bacterial Meningitis Benign Brain Tumor Blindness Coma Coronary Artery By-pass Surgery Deafness Heart Valve Replacement	Kidney Failure Loss of Independent Existence Loss of Limbs Loss of Speech Major Organ Failure on Waiting List Major Organ Transplant Motor Neuron Disease Multiple Sclerosis Occupational HIV Paralysis Parkinson’s Disease Severe Burns
Secondary Coverage	Angioplasty Ductal Carcinoma in-Situ of the Breast	Early Prostate Cancer Superficial Malignant Melanoma
Cancellation	May be cancelled at any time by the policy owner. Non-cancellable by insurance company.
Policy Owner	You.
Beneficiary	Your choice.

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Critical Illness

Optional Critical Illness Insurance

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