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Critical Illness

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Optional Critical Illness Insurance

Critical illness insurance pays a $100,000 benefit in the event of the diagnosis (and survival for 30 days) of a covered critical illness condition.  

You may use the benefit however you choose.  It is often used to cover lost income as the insured and their spouse take unpaid time off work during the treatment and recovery period.

Critical Illness
Premiums Guaranteed level for 10 years.
Guaranteed renewable to age 85.
Coverage Gtd level for duration of policy.
Primary Coverage
  1. Heart Attack
  2. Cancer
  3. Stroke
  4. Alzheimer’s Disease
  5. Aortic Surgery
  6. Aplastic Anemi
  7. Bacterial Meningitis
  8. Benign Brain Tumor
  9. Blindness
  10. Coma
  11. Coronary Artery By-pass Surgery
  12. Deafness
  13. Heart Valve Replacement
  1. Kidney Failure
  2. Loss of Independent Existence
  3. Loss of Limbs
  4. Loss of Speech
  5. Major Organ Failure on Waiting List
  6. Major Organ Transplant
  7. Motor Neuron Disease
  8. Multiple Sclerosis
  9. Occupational HIV
  10. Paralysis
  11. Parkinson’s Disease
  12. Severe Burns
Secondary Coverage
  1. Angioplasty
  2. Ductal Carcinoma in-Situ of the Breast
  1. Early Prostate Cancer
  2. Superficial Malignant Melanoma
Cancellation May be cancelled at any time by the policy owner.
Non-cancellable by insurance company.
Policy Owner You.
Beneficiary Your choice.

Compare Benefits 

Read about our other policies and compare which one suits you. 

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