Protect your family – maintain their lifestyle through inexpensive, full featured term life insurance.

We offer the lowest premiums on the best term life insurance coverage in Canada. Run a quote now and see how inexpensive protecting your family can be.

Find Out How

Life Insurance Quote in 10 Seconds

Your Personalized Quote

Male | 38 | Non-smoker | $100,000 | Term 25
Product comparison

$ 23/mo

Your policy includes these benefits
Learn more

Testimonials

"I appreciate The Term Guy's hard work researching not only the best quotes but explaining the benefits of each company, how they best suit my personal needs and the needs of my family. Their ongoing advice has helped me choose the policy that I need and am comfortable paying."

Jason H.

Nova Scotia

"They walked me through the whole process, helped me pick out the policies that would best suit our family and spent hours going over each point of the proposals. Even now, two years later, they still give me the same level of attention that The Term Guy did when we first met. There is no one else that I would recommend."

Christina H.

Ottawa, ON

"I saw The Term Guy's site and took a chance. I am a pilot and life insurance can be tricky and quite expensive. They worked hard and diligently in getting me the best quote over just a few weeks, saving me over 75% a month on what I was quoted from another company."

Randi M.

Calgary, AB

"I appreciate you taking care of everything and making it easy for me to understand the process and for your patience with all my questions. I realize how relieved I feel knowing that if anything ever happened to me, my family would be ok financially."

Donna D.

Cambridge, ON

Who are we?

The Term Guy is a licensed life insurance broker who's been providing life insurance services to Canadians, online, since 2006.

Wawanesa Life Insurance is a Canadian life insurance company rated A (Excellent). Wawanesa Mutual was founded in 1896 in Wawanesa, Manitoba and currently operates in Canada and the US.

Here's Why our policies are the best in the industry

These Additional Benefits are Included in Your Policy

Guaranteed Premiums

Once your policy is issued, your premiums are guaranteed for as long as you choose to keep the policy. You have the option of renewing the policy for life.

Renewable for Life

Your premiums are guaranteed level for the initial term you select – 10, 20 or as long as 30 years. After the initial term you may choose to renew the policy without any medical requirements. At that time, premiums are level in 10 year increments to age 85.

Convert to Lifetime Life Insurance

You can exchange your term life insurance policy for a permanent, lifetime policy without any medical information (up to age 71). Since no new medical information is required for this benefit, you can make this exchange even if you’ve become completely uninsurable.

Want a Longer Term?

In the first five years of your policy you can exchange your term for a longer term policy, without any new medical information. Not sure if you need a longer policy? This exchange option lets you choose a shorter term now, and extend it to a longer term later.

Access Your Death Benefit While Still Alive

In the first five years of your policy you can exchange your term for a longer term policy, without any new medical information. Not sure if you need a longer policy? This exchange option lets you choose a shorter term now, and extend it to a longer term later.

Questions? Have The Term Guy Call Me!

Let us show you how you can save up to 40% on term 20 and term 30 premiums until your next birthday! Find out how Term Stacking works and can save you even more on your term life insurance premiums - call now.

How Much Insurance Calculator

We suggest that you look at 60-80% of your gross income, over a time period between the time any children are no longer dependent, and retirement.

You need approximately 

 $670,521

of life insurance to produce an income of $40,000 for 20 years.

Understanding Your Results

YearInsurance- Income+ Interest= Remaining Insurance

Buy Life Insurance Now- 2 Easy Ways To Apply

Buy Now - Apply Online

Complete our FastApp by clicking the button below + a short (15 min approx) medical history questionnaire by phone. (*)
Click the button below to start your online application
Buy Now

Buy Now - by Phone

Or Give us a call! We will take you through the application process!
Call Now +1(866)-779-1499

(*) Ages 46-50 for coverage of $500,000 and above, or ages 51+ for all coverage amounts also have a blood/urine test completed by a medical professional in your home - takes about 10 minutes.